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Today's Rates:    Conforming/FHA   

30 Year-FHA

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30  Year-Conforming

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15 Fix-Conform   

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All Conf. Rates assume 20% down payment, full documentation, Loan amounts under $417,000, and 740 mid credit score.  Rates can include a 2.00% origination Fee for a lower APR. All Rates shown are for 12 day lock periods and are subject to change without notice.

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VIP Home Mortgage Co. Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

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PMI Factors


95-96.5%    1.25  %




80-85%       .00375

85-90%       .00631

90-97%       .00989


All PMI factors are for general purpose only. PMI amounts may change depending on individual circumstances.